The usage of mobile phones continues to expand amidst the continuous progress in developing Instant Messaging (IM) applications like WhatsApp, WeChat, Telegram, and Signal. IMs have become the game changer in allowing users to maintain personal and business-related communications. However, these apps’ drawbacks include data privacy issues.
Hong Kong Monetary Authority (HKMA), an institution that endorses technology risk management, previously issued reminders concerning telegram HKMA phishing scams in the Bank of Singapore.
To avoid repeating such circumstances, listed below are some necessary measures to apply while using messaging applications:
Protect Personal Information
An IM user must avoid sharing personal information such as personal data, banking details, and passwords. Nowadays, mobile applications are susceptible to risks and cyber-attacks, which could lead to data breaches.
For instance, apps like WeChat, WhatsApp, and Signal HKMA reminded them to establish client awareness about the potential risks of IM applications by understanding the apps’ terms and conditions.
Use Two-Factor Authentication
Several messaging platforms already have two-step verification to ensure that only the legitimate account owner has access to the account. Two-factor authentication allows the sending of a verification code either to the owner’s mobile number or email before logging in to confirm identity.
Having this step could avoid hacking and identity theft, which is most common in using messaging platforms.
Avoid Unknown Contacts
In using messaging applications, instances of unknown contacts reaching the user are a popular way of scamming. A user must be wary of being in communication with suspicious contacts, as scammers tend to create fake profiles to obtain data.
Additionally, avoid clicking random links sent by suspicious individuals, as this may compromise your privacy and data.
Conclusion
Due to the emergence of various mobile messaging applications, it’s up to the user to choose what platforms they use for personal and business communications.
However, keep in mind that every user has the responsibility to be completely aware of messaging policies and guidelines on how to stay safe online to avoid severe data issues in the future.
