Savvy spenders are always looking for the best ways to maximise savings and get the most value out of every rupee. With the One Credit Card, you can do just that, thanks to an array of enticing benefits designed to put more money back in your pocket.
To begin with, you will enjoy 5X rewards on your top two spending categories each month. The card also allows you to rapidly rack up valuable points that can be redeemed for a wide variety of perks. Regardless of whether you’re shopping for groceries, dining out at your favourite restaurant, or indulging in retail therapy, this card offers deals across multiple categories. Read on to understand how to save better with this card!
Best One Credit Card Features to Maximise Your Savings
If you look into the features of this card, you will come across a lot of pocket-friendly options, such as:
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Exclusive offers
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Seasonal deals
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Powerful reward structure
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Robust spending planner
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MyRent feature
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Add-on cards
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Tap the In-App Auth feature
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OneCash feature
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OneTrip feature
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Zero-cost EMI conversion
With these benefits, accessible through the OneCard App, you will remain in complete control of your spending while enjoying more savings. Each of these features is designed to add value to your life. Since the aim of using a credit card is to save more, these two features stand out from other cards available in the market.
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5X Reward Points
With your One Credit Card app, you get 5X reward points on your top two spending categories. You can utilise these points for your purchases in the future to save more. The app will automatically convert the points on the top two categories and add them to your existing points.
This will help you save more when you are buying essentials and everyday purchases that can cost you more, like medicine or groceries. This is a never-ending process, as you will get the rewards every month. Moreover, there is no expiration date for the points, so you can accumulate and redeem them whenever you want.
To redeem your reward points:
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Navigate to the ‘OneRewards’ section
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Click on ‘Use Points’
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Swipe from right to left to select the transaction
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Long-press on the chosen transaction until a bubble appears
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Pull down the transaction to the bubble to use your points
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Zero-cost EMI Conversion
While striving to save better, you don’t stop only with the 5X reward points. The OneCard App also offers easy EMI options, giving you the flexibility to divide the cost of big-ticket purchases over time.
Suppose you are investing in a purchase worth ₹1 lakh today, and you are repaying the price in the next 10 months by paying ₹10,000 each month. For this, you will need to:
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Open the OneCard App
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Select the transaction you want to convert into EMI
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Choose the repayment tenure
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Get confirmation via SMS and email
With this card, there are no hidden fees or complicated terms. These EMI plans are straightforward. Having transparency with no added cost makes the process even better for your budget, as you will be paying just the amount of the product and nothing more. Simply, choose the repayment tenure as per your preferences to enjoy the convenience of paying in bite-sized instalments with this app.
With its unbeatable combination of 5X reward points, easy EMI options and a user-friendly interface, the One Credit Card is a standout choice. If you are a discerning saver who refuses to compromise either on value or convenience, then this can be the ideal card for you. Being one of the best rewards credit card in India, it offers flexibility with exciting deals and discounts on all the categories, such as:
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Groceries
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Medicines
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Dining out
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Travelling
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Shopping
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Fuel purchase
Once you start managing your expenses with options like EMI conversions and start to use your reward points smartly, you can save more. You can easily manage your EMIs through the easy-to-use OneCard App. To unlock all the benefits, apply now.
